EZ Car Credit

When you come to our car dealership in Frankfort, KY, (20 miles West of Lexington and 40 miles East of Louisville), you will find that we're ready to help get you behind the wheel of a new car, no matter your current financial situation. Whether you have good credit, bad credit or have yet to establish a credit history; you can expect to be treated with the utmost respect and work with a team of professionals who are experts in getting you on the road. We make it as EZ and hassle-free as it can be to finance the car for you.

Understanding Your Credit Score

A poor credit score is 619 or lower. This score can be due to a variety of situations, including bankruptcy filings, late or missed payments, property foreclosures or repossessions, divorce, etc. Even if your credit rating is not where you'd like it to be, we can help you get a loan on a vehicle through our specialized loans.

Understanding Your Loan Options

We are partnered with banks, lending institutions, & credit unions from all over the country. We leverage all their diverse programs for every different credit situation. We are experts at matching you with the best lender for your unique situation. Given the risk associated with lending to customers with poor credit, lenders do charge higher interest rates when compared to buyers with average to above-average credit. Even with the higher rate, know that you're receiving a quality, hassle-free loan from a great lender.

We are the experts at matching you with the best lender for your unique situation.

“ A Buy Here Pay Here” is exactly what it sounds like; you buy a car from a dealership and make payments to them. The dealership acts as the seller and the lender in order to avoid the extensive credit checks that most major lenders perform before approval. Buy Here Pay Here loans come with high interest rates— often over 10 percent. Typically, these are the highest amongst any lender in the automotive industry.EZ Car Connection is not a Buy Here Pay Here, but we're confident we can help customers in the Frankfort, Georgetown, Lawrenceburg, Lexington, Louisville, Shelbyville, and Greater Central Kentucky area who may feel that they can't qualify for a loan any other way. Choosing us over Buy Here Pay Here could not only save you money but will boost your credit overtime with consistent on-time payments to your lender.

Choosing The EZ Way

We are an independent dealership that specializes in special financing. We are the experts for first time buyers and customers with bad credit or even no credit. If you haven’ t bought a car before or had a bad experience that doesn’ t mean you don’ t deserve a nice car and a better experience. We work closely with our lenders to stock the exact cars that work for those situations to get you riding in a newer and nicer vehicle. Here at EZ Car Connection we have the best possible inventory for special finance needs.We have credit specialists and bank representatives on site to make your approval EZ. We are not only interested in helping with your car needs but we want to see you succeed in all areas of life. Therefore, we work closely with a credit repair company to ensure you continue to move forward in rebuilding your credit.